Treasury & Forecasting Graduate Analyst

About Us:

One-third of the UK’s working-age population is unable to access mainstream financial services. These individuals are excluded from affordable credit and underserved by traditional financial institutions. Our purpose is “To improve the nation’s financial health through accessibility, affordability, and community.” 

We are a fast-growing social FinTech company, empowering not-for-profit Credit Unions in the UK with cutting-edge technology. Our goal is to transform a select group of Community Lenders into a network of challenger banks that provide a viable alternative to high-cost lenders.

With a team of over 200 people and more than 180,000 active customers, Amplifi is a data-driven business with strong ambitions and a proven platform. We are led by a senior team with decades of experience across institutions such as Credit Suisse, UBS, NatWest, Capital One, NewDay and Barclays.

The Role:

At Amplifi, data lies at the heart of all strategies. As a fintech in the consumer lending space we strongly believe that innovative use of data and technology are key to delivering on our strategic objectives.

As a Treasury & Forecasting Junior Analyst, you will play a key role in supporting the business with forecasting, liquidity monitoring, and funding analysis. You will work very closely with the Finance team and partner with credit risk, product, and commercial colleagues to ensure our growth ambitions are underpinned by accurate financial planning and robust forecasting.

This is an influential role with exposure to senior stakeholders across the business and a strong platform for career growth. It requires a mix of technical skills (SQL and advanced Excel), attention to detail, and the ability to deliver clear insights that drive decision-making.

Responsibilities:

• Financial Modelling & Forecasting

1. Update, improve, and maintain the company’s financial and forecasting models, ensuring they support key business decisions.
2. Partner with Finance to deliver accurate funding and liquidity forecasts, incorporating portfolio performance and market assumptions.
3. Support scenario analysis and stress testing to inform strategic planning.

• Performance Monitoring & Reporting

1. Monitor critical portfolio and treasury metrics to ensure compliance with stakeholder, funding, and regulatory requirements.
2. Support Finance with the delivery of regular reporting processes, ensuring outputs are accurate, timely, and well-presented.
3. Aid in the design and implementation of improvements to monitoring and reporting, enhancing efficiency and clarity.

• Cross-Functional Collaboration

1. Work closely with Finance, Credit Risk, and other teams to ensure assumptions and methodologies in models are robust and consistent.
2. Liaise with colleagues across the business to understand drivers of improvements or deteriorations in performance.
3. Meet with senior stakeholders to present analysis, discuss performance against budgets and forecasts, and highlight key insights.

• Data Management & Technical Delivery

1. Maintain and upgrade SQL codebases and data tables to ensure high-quality, reliable data is available for reporting and modelling.
2. Use SQL and advanced Excel skills to extract, manipulate, and analyse large datasets, ensuring data accuracy and integrity.
3. Identify opportunities to streamline data processes and automate manual tasks where possible.

Requirements

To be successful, you should have:

• Prior exposure to an analytical, treasury, finance, or credit risk function (internships and placement years considered).
• Strong proficiency in SQL for data extraction and manipulation. Python knowledge would be a plus.
• Advanced Excel skills, including complex formulas, pivot tables, and scenario modelling.
• Excellent attention to detail and a rigorous, data-driven approach.
• Strong communication skills, with the ability to present insights clearly to technical and non-technical audiences.
• A degree in a numerate discipline (e.g., Mathematics, Economics, Finance, Statistics, or STEM) or equivalent practical experience.

Also Desirable:

• Knowledge of funding structures and covenant monitoring.
• Experience with BI tools (e.g., PowerBI, Tableau, or similar).
• Understanding of consumer lending or financial services.
• Exposure to forecasting or stress testing methodologies.

Benefits

• Competitive salary
• 25 days annual leave
• Pension
• Death in Service Provision
• Private health insurance
• Subsidised Childcare
• Subsidised Gym Membership
• Hybrid working (2 days from home)

Commitment:

We are committed to equality of opportunity for all staff and applications from individuals are encouraged regardless of age, disability, sex, gender reassignment, sexual orientation, pregnancy and maternity, race, religion or belief and marriage and civil partnerships.

Please note that all offers of employment are conditional on us obtaining satisfactory pre-employment checks, including a DBS check, a credit check and employment references.