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TWA Director - Data Science

American Express

Office

New York

Full Time

TWA Director - Data Science-25014463

Description

 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

 About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact credit-risk related insights and deep analytics, PNL stress tests to support regulatory views and governance processes and the forecasting of Net Loss Provision. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.  This is a temporary work assignment for 6 months.

Director, Stress Test Modeling

About The Director, Finance Models & Stress Test Platform

This position plays a critical role in creating robust projections for Volumes to be used in Comprehensive Capital Analysis and Review (CCAR) exercise. This position will deliver best in class Billed Business and Loans predictive models to be used in regulatory exercises.  The Director will also be responsible for defining & evaluating non model volumes projection methodologies, assessing results, and driving ongoing enhancements through data, technology, and people. This person would be a critical member of the CFR Finance & AXP Stress Testing organizations and will work with key stakeholders to deliver stress testing results in regulatory and management forecasting exercises.

Impact You’ll Make

  • Lead the development and maintenance of best-in-class econometric models used to forecast volumes for US portfolios and key international markets in close collaboration with larger stress test modeling team
  • Own non modeling methodologies for forecasting smaller portfolios which cannot be modeled.
  • Analyze portfolio/market trends and identify key drivers of forecast performance
  • Work in very close partnership with MRMG to continuously assess & rationalize modeling methodologies in line with industry best practices, update model documentation to ensure compliance with AEMP55 (Amex Internal Policy)
  • Present the results to senior leadership connecting forecasting results to business outlook
  • Driver greater alignment between Stress Testing models and business strategy, expand the use case of Stress Testing modes in BAU Planning
  • Rationalize forecasting results and methodologies to various internal and external stakeholders, including Model Risk Committee (MRC), Model Risk Management Group (MRMG), Internal Audit Group (IAG), AENB Board of Directors, Federal Reserve Board (FRB), and Office of the Comptroller of the Currency (OCC)
  • Lead, develop and inspire an engaged team of 2-3 professionals on various stress testing exercises across AXP, including Bank Holding Company and local market Internal Capital Adequacy Assessment Process (ICAAP) and American Express National Bank (AENB) Macroeconomic Stress Testing

Minimum Qualifications:

  • Bachelor's degree in related field
  • 5+ years of relevant experience with a degree in quantitative field such as mathematics, computing or statistics

Qualifications:

  • Proven leader with strong communication and influencing skills; Ability to create a vision and successfully lead team to execute on said vision
  • Hands-on experience managing/ leading projects using large amounts of data and application of advanced predictive analytics
  • Experience leading data science teams with strong knowledge of card economics. Regulatory modeling experience is preferred
  • Significant level of proficiency in SQL, Python, PySpark, Regression & Machine Learning Techniques
  • Hands-on experience working in close partnership with tech teams to get the modeling solutions implemented

Skills to be successful in the role:

  • Highly motivated individual with ability to break down, go deeper and execute on complex ideas
  • Excellent communication skills to deliver results and drive engagement with Senior Leaders and key stakeholders
  • Ability to influence people across all levels of the organization
  • Ability to work under compressed timelines, multiple priorities with focus on operational excellence
  • Be data-driven, outcome-focused and fast learner
  • Strong analytical, organizational, and problem-solving skills with good attention to details

Minimum Qualifications

 

AXP employees will maintain their current salary and be eligible for a completion bonus at the end of the temporary work assignment. The completion bonus is up to 5% base salary for laterals in band and up to 10% base salary for stretch assignments. The completion bonus amount will also be pro-rated to reflect the length of the assignment.

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries 
  • Bonus incentives 
  • 6% Company Match on retirement savings plan 
  • Free financial coaching and financial well-being support 
  • Comprehensive medical, dental, vision, life insurance, and disability benefits 
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
  • Free and confidential counseling support through our Healthy Minds program 
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

Job

 Finance

Primary Location

 US-New York-New York

Organization

 A5936 - Corporate Planning

Schedule

 Full-timeJob Band 40Work Location Options Hybrid

Job Posting

 Aug 19, 2025, 6:05:02 PM - Aug 27, 2025, 3:59:00 AM

Recruiter

 Jesse Chohan

Hiring Manager

 Ran Gu

TWA Director - Data Science

Office

New York

Full Time

August 20, 2025

company logo

American Express

AmericanExpress