Insurance Regulatory Analyst

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Key Responsibilities:

• Participate in the development, implementation and maintenance of AMEX Assurance Company insurance programs, standards and procedures.
• Prepare and manage Rate, Rule and Form filings to state regulatory agencies
• Provide guidance for implementation of regulatory filings, forms and other submissions, engaging and collaborating with key stakeholders as needed and required
• General knowledge and understanding of insurance laws and rules
• Provide analytical support for insurance programs and products performance
• Prepare daily, weekly, monthly and ad-hoc product and program reporting
• Provide guidance and training to business on product filings, regulatory issues and requirements related to insurance programs and product         filings
• Assist and support of special projects, program testing, audit efforts, and other initiatives as needed and assigned
• Research, respond and manage insurance and product related inquiries and issues end-to-end
• Ensure adherence with state and federal legal and regulatory requirements and internal company policies, procedures and guidelines

Minimum Qualifications:

• Excellent verbal and written communication skills, strong negotiation and relationship building skills to resolve business issues and deliver outcomes through collaboration
• Ability to think strategically and analytically with ability to translate analysis into actionable business strategies
• Impeccable integrity with ability to manage and handle confidential and proprietary information
• Strong team player with a willingness to assist with projects beyond immediate job scope
• High proficiency in Excel and Microsoft Suite tools (PowerPoint, Word, OneDrive)
• Data extraction and data manipulation experience
• Excellent organizational, time management and prioritization skills
• Ability to communicate complex issues, root causes and feasible operational solutions to stakeholders at all business levels and present analysis, recommendations and creative solutions in a clear and professional manner 

Preferred Qualifications:

• Insurance certification / designation a plus
• College degree or equivalent work experience
• Project management experience a plus
• Previous insurance, underwriting, compliance or filing experience preferred
• 3-5 years of relative insurance and/or compliance experience preferred

Salary Range: $55,000 to $105,000 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.