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JOB PURPOSE

• Primary responsibility for managing the credit portfolio and overseeing risk analytics reporting across the group, including Affin Bank Berhad, Affin Islamic Bank Berhad, and Affin Hwang Investment Bank Berhad.

ACCOUNTABILITIES

• Prepare, review, analyze, monitor and report all credit risk positions and credit risk profile on AFFIN Banking Group (ABG) to the Committees.

• Monitor and highlight on Bank performance and lending direction as well as compliance with regulatory and internal tolerance limits.

• Continuously assess, develop and enhance credit risk report for identifying, monitoring and reporting to respective Committees on timely basis.

• Continuously monitor data integrity in banking systems and ensure reliability for effective control and management of risk exposure.

• Stress testing of credit risk portfolio in line with BNM and ICAAP requirements.

• Monitoring and analysis of loan portfolio and asset quality; and highlight risk issues/emerging risk concerns for resolution.

• Other Ad-Hoc tasks assigned by the immediate superior/Head, Group Credit Risk Management/Group Chief Risk Officer (GCRO).

JOB REQUIREMENTS

• Bachelor’s Degree in Finance, Statistics, Accounting or related discipline.

• At least 10 years working experience in banking and risk management. 

• Professional credit certification such as CCP/CCE or any relevant certification is an added advantage.

• Good exposure in banking & risk management environment.

• Analytical and self-starter.

• Inclination – with numbers and ability to analyse in depth.

• Sound knowledge of credit policies and procedures.

• Ability to work under pressure to meet deadlines.

• Ability to interact with all levels of people.

• Familiar with BNM’s credit policy & procedures, compliance and regulatory requirements.