LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.

The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.

The Role:

The FP&A Analyst will be responsible for supporting the financial planning, forecasting, budgeting, and performance analysis across the bank. You will work closely with senior stakeholders across Finance to provide timely insights and actionable recommendations. This is an exciting opportunity to influence decision-making as we bring new products and services to our clients.

Duties & Responsibilities:

Preparation of management reports

Support the preparation of monthly financial reports presented to the Executive Committee and Board
Translate financial results into meaningful commentary and insight for non-financial stakeholders.

Cost centre reporting

Analyse and report on cost structures, trends, and variances to improve cost efficiency and control.

Business Partnering

Develop strong relationships with stakeholders across departments to provide insightful financial support and influence decision-making. Understand the underlying drivers of performance in order to both support and challenge operational plans.
Respond to ad-hoc requests from the business with clear and timely analysis. Support teams with scenario modelling, margin analysis, and investment cases as required.
Analyse financial data to identify opportunities for enhanced profitability, growth, and efficiency. Develop recommendations to drive continuous improvement.

Forecasting, budgeting and strategic financial planning

Contribute to the annual budgeting process and maintain accurate rolling forecasts that reflect evolving business conditions.

Skills and Experience:

Qualified accountant or finalist (ACCA, CIMA, or ACA).
Background in financial services, ideally within a bank or similar regulated institution.
Proven experience in management accounting, FP&A, or business partnering roles.
Excellent interpersonal skills and the ability to communicate complex financial concepts to non-financial audiences.
Advanced Excel skills (eg Arrays, Power Query) and Intermediate SQL skills (eg joins, data aggregations)

Some of our benefits

• Competitive salary & progression
• Open and inclusive culture
• Hybrid working
• Fantastic offices and great working environment
• Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)
• Medicash health plan (Level 3)
• 5% employer pension contribution
• Life assurance
• Income protection insurance
• 28 days holiday plus 3 additional days, bank holidays & further days for various key life events
• Team socials