Senior Manager Commercial Credit

• Lead credit strategy and decisioning for Westpac’s diversified commercial lending portfolio
• Influence senior stakeholders and uplift a high-performing credit team in a key leadership role
• Enjoy hybrid working with flexibility and purpose in a Sydney-based position

What’s the role?

We’re hiring a Senior Manager to lead credit decisioning for Westpac’s Diversified portfolio in NSW. You’ll oversee credit quality, portfolio health, and risk controls across commercial lending, using your delegated authority to approve complex transactions and guide credit strategy. 

This role sits in the second line of defence, focused on oversight- not origination and plays a key part in maintaining our credit standards and risk appetite.

You’ll manage a team of credit professionals, coach and develop talent, and work closely with business stakeholders to embed strong risk culture and improve control practices. You’ll also shape credit policy, monitor emerging risks, and provide senior leaders with clear insights on credit performance and portfolio trends. 

This is a permanent fulltime role based in Sydney with flexible working arrangements. 

What do I need?

To be successful in this role, you’ll bring:

• Experience in credit decisioning, especially in cashflow lending or commercial credit risk
• Strong leadership skills with a track record of building and managing high-performing teams
• Deep understanding of credit policy, portfolio management, and regulatory standards
• Strategic thinking and sound judgment in complex, high-stakes environments
• Excellent stakeholder engagement and negotiation skills
• Strong analytical mindset and a passion for customer-focused, data-driven insights

Why join us?

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.