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Job Summary

The Portfolio Analytics team at Bread Financial is responsible to provide custom insights and reporting support to our partners (client partnership and marketing, field engagement team, brand partners) across the business. The Portfolio Analytics Analyst, 2 of Portfolio Analytics team provides data driven insights while also providing guidance to our partners through understanding of retail, marketing, credit profitability and the interaction of customers/retailers/card issuers. 

 

Essential Job Functions 

 

Create and Design - Designs, creates, evaluates, optimizes, and delivers quantitative and qualitative offerings in relation to the attributes and behaviors of the end customer. (Including, but not limited to, custom demographic, geographic, financial and lifestyle profiles; transactional, shopping and interaction activities; behavior hypothesis testing, data mining and customized reporting/analysis.) Participates in strategic projects to identify enhancements to the Portfolio Analytics processes and offerings that have a positive impact on Bread Financial's ability to deliver relevant marketing and create enduring loyalty.  Applies knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work 

  

Review and Evaluate - Extracts data from a variety of customized sources, with a number of tools. A quantitative background is necessary to effectively navigate and pull logical meaning around the data. Understands how to find/extract the needed data (Design), structure the output (Create), understand what it means and implies (Evaluate), turn the data into information (Optimize)  and provide the results/recommendations (Deliver) directly to internal partners (Client Sales, Marketing, Operations) and 3rd Parties (Brand Partners, Vendors, Sister Companies) to directly impact business decisions.  

 

Reports to: Manager or above 

Working Conditions/ Physical Requirements: Normal office environment 

 Direct Reports: 0 

 

Minimum Qualifications:  

• Bachelor’s degree in statistics, mathematics, computer science, information systems, economics, finance, marketing, business or related field of study.
• 2+ years of experience analyzing marketing performance, driving marketing and business decisions through data extracts, queries and actionable insights. 
• Experience with Data Mining Tools (SQL, SAS) and business analysis. 

 

Preferred Qualifications: 

• Master’s degree in statistics, mathematics, computer science, information systems, economics, finance, marketing, business or related field of study.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial  

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. 

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. 

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

Job Family:

Data and Analytics

Job Type:

Regular