Correspondent Underwriter II

At Mr. Cooper Group, You Make the Dream Possible.

Our purpose is simple: Keeping the dream of homeownership alive. As a Mr. Cooper Group team member, you play a big role in making that dream possible. Around here, we know our roles and work together, volunteer to make a difference, and challenge the status quo when needed. Everything we do is in the care and service of our teammates and our customers.

Join us and make the dream of home ownership possible!

REMOTE WORK AVAILABLE

• Adhere to general work requirements
• Review moderately complex applications for completeness and update data in LOS to ensure data integrity
• Work with internal and external partners to clear conditions in a timely manner
• Analyze and review documentation in file to verify accuracy of application and support underwriting decision
• Calculate income based on tax returns and/or other income documents in file
• Review and confirm assets in file

• Review and analyze appraisals, Income, preliminary title work and purchase contracts
• Make moderately complex loan decisions based on the overall worthiness of the borrower, layering of risk and all program requirements and issue loan approvals, suspensions, counter offers or denials
• Identify quality concerns and red flags and validate accuracy of associated risk to the borrower or property/collateral profile
• Communicate decisions (written and verbal) to all parties and build relationships with both internal and external partners Perform other duties as assigned

General Skills
• Strong analytical skills

• Good verbal and written communication skills

• Ability to provide outstanding customer service in fast-paced environments

• Proficient working knowledge of computerized applications such as word processing, spreadsheet, database, presentation software, email and specialized business applications software

• Presentation skills necessary to effectively communicate, update, persuade and/or facilitate discussions with all levels of management

• Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required

• Planning and organizational skills necessary to coordinate workload around multiple assignments

Minimum Qualifications

• High school diploma or GED

• Bachelor’s degree in relevant field or equivalent work experience

• 5 + years of mortgage banking underwriting experience

• Previous experience with manual underwriting (downgrades)

Recent knowledge of agency and government guidelines

Additional Desired Qualifications

FHA DE designation

USDA knowledge

 

Mr. Cooper Group is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or status as a protected veteran. EOE/M/F/D/V

Job Requisition ID:

024103

Job Category:

Originations

Primary Location City:

Dallas

Primary Location Region:

Texas

Primary Location Postal Code:

75019

Primary Location Country:

United States of America

Additional Posting Location(s):