Universal Banker, BPR

• Build and maintain strong relationships with both personal and business clients, understanding their financial needs and providing tailored solutions.

• Drive deposit growth, loan origination, and cross-sell banking products, including personal loans, business loans, credit cards, and investment solutions.

• Open, maintain, and service both personal and business accounts while ensuring compliance with banking policies and procedures.

• Assess loan applications, provide credit counseling, and collaborate with underwriting teams to facilitate loan approvals for individuals and businesses.

• Offer personalized financial guidance, including savings strategies, cash flow management, and investment opportunities to personal and business customers..

• Ensure adherence to KYC, AML, and regulatory compliance standards in all banking transactions.

• Assist customers with routine banking transactions, troubleshoot account-related issues, and provide digital banking guidance.

• Analyze market trends, customer needs, and competitor offerings  within the surroundings to enhance the bank’s product and service offerings.

• Provide guidance to branch junior staff and collaborate with cross-functional teams to improve service delivery and business performance.

• Ensure high levels of efficiency in daily banking operations, maintaining accuracy, professionalism, and customer satisfaction.

Academic & Professional Qualification

1. Bachelor's Degree Business related
2. Professional qualification in Banking - AA
3. Master's Degree - AA

Experience

Total Minimum No. of Years’ Experience Required - 3 years including Sales, Credit appraisal and lending, General banking, relationship Managment and Team leadership.