Description

Credit Analyst Benefit Highlights

Hybrid work schedule
Paid vacation, personal, sick, holiday, volunteer & birthday time off
401(k) with 6% match and 4% profit-sharing contribution
Vision, dental, and top-notch health insurance
HSA, Flexible spending plans, life insurance, short-term/long-term disability coverage

Location: Kalamazoo, MI (Main Office)

About The Role

As a Commercial Credit Analyst, you'll play a key role in evaluating financial data and supporting loan officers in assessing the creditworthiness of business members. You’ll be part of a collaborative team working to positively impact and strengthen member businesses. This position offers the opportunity to develop your analytical skills, contribute to portfolio risk management, and grow professionally.

Where You’re Headed

Start with Arbor as a Commercial Credit Analyst and grow right where you are – Credit Analyst II growth track promotions possible (with pay increase). Credit Analysts gain valuable experience that can open the door to next-level roles, including a Commercial Loan Officer, or positions within Consumer or Mortgage Lending.

What You’ll Do

Analyze financial statements and credit data to assess risk and support commercial lending decisions
Partner with loan officers to evaluate borrower creditworthiness and mitigate potential risks
Prepare and maintain credit files and loan documentation throughout the application process
Assist in creating loan presentations and reports for internal committees
Support portfolio management through annual reviews, due diligence, and risk rating updates
Communicate with borrowers and their advisors to gather financial information and clarify credit matters
Ensure compliance with lending policies and regulatory requirements to protect the credit union’s interests

Is This You?

Bachelor’s Degree in Business (Accounting, Economics, or Finance preferred) or equivalent experience
Strong competency in basic computer operations and Microsoft Office
Strong communication and grammar skills (written and oral)
Ability to effectively manage multiple tasks and priorities
Positivity, team focus, and professionalism in conduct, communication, and appearance
Ability to be bonded
Some local travel to business or member sites as needed
Preferred But Not Required: Underwriting experience

Why Join Arbor?

For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We’ve built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you’ll enjoy meaningful work, growth opportunities, caring teams, and great benefits. Visit our website to discover what makes us exceptional and apply in minutes: www.arborfcu.org/careers.