Senior Relationship Manager - Business Banking.Egypt- SMEs.Retail Banking

Responsibilities:

• To proactively drive new-to-bank business to grow business presence in the identified target mid-cap/commercial segments (Sales > EGP500Mn) assets & liabilities.
• To deliver agreed assets/ liabilities / revenue numbers through ensuring extension of funded/ non-fund based facilities, trade and Remittance transactional volumes and significant cross-sell/ other products of the Bank.
• To prepare customer credit package & recommend relevant facility approvals as per the client’s credit needs and worthiness.
• To ensure that the credit risk on account of funded, non-funded facilities extended are adequately mitigated through robust credit analysis and ensuring full & proper execution of the requisite security documentation of the customers.
• To ensure compliance requirements for the relationships are adhered to and in line with the Bank policies – KYC, AML, Account Reviews as per Risk Levels, High Value Transaction monitoring, STR escalation.
• Monitor accounts’ performance in terms of growth, profitability, and collection track record.
• Taking ownership of customer problems and assist handling it till final resolution through coordinating with other partners.

 

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Qualifications:

• Relationship Management of Mid-cap accounts with a proven track record.
• Minimum 5-7 years of experience in RM role. 
• Credit Certificate is a must.
• Very good English language skills (Speaking and writing).
• Highly motivated and target oriented.
• Excellent communication and presentation skills.