Senior Analyst – Risk Analytics & Finance

General Information

Career area Commercial Lending & Operations Work Location(s) 500 Woodward Avenue, MI Remote? No Ref # 20635 Posted Date 08-28-25 Working time Full time

Ally And Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

As part of the Risk Analytics & Finance team within Ally’s Auto Finance Commercial Credit Operations, this position plays a vital role in monitoring the Commercial Automotive portfolio including tracking trends in financial conditions and risk ratings. This is done by building and maintaining data reporting solutions and/or visualizations for both standard deliverables and ad hoc requests. This role is responsible for key portfolio risk reporting and monitoring routines that provide transparency into portfolio performance, emerging trends, and emerging risks. Ideal candidates will have strong technical skills and can work effectively with others in a fast-paced environment.

The Work Itself

• Analyze trends in aggregated Commercial Auto portfolio exposures based on multi-dimensional factors including credit risk ratings, product offerings, risk concentrations, and collateral types
• Prepare and coordinate quarterly Commercial Auto Asset Quality Review meeting materials
• Develop and track risk appetite metrics as well as participate in annual risk appetite framework review
• Provide data and analytical support and reports for ad hoc projects, as needed
• Identify and act on opportunities to improve efficiency of existing processes along with integration and migration to new platforms
• Ensure deliverables are completed within agreed timelines, communicating issues to stakeholders as needed
• Maintain or create documentation of key process and controls relevant to areas of responsibility

The Skills You Bring

• HS diploma or equivalent required
• Bachelor’s Degree in a related field highly preferred
• 4+ years of relevant work experience (data analytics, financial analysis) preferred
• Experience with preparing reports and presentations for senior-level executives
• Strong to communication skills with the ability to present to Sr. Leadership preferred 
• Intermediate-to-advanced technical skills with SQL, Excel, PowerPoint
• Ability to produce deliverables in an accurate and timely manner with minimal supervision
• Adept at working and collaborating with cross-functional teams
• Ability to prioritize workload and balance multiple initiatives and efforts
• Strong sense of ownership and ability to independently drive results

Nice To Have

• Automotive dealer financial services experience
• Experience with Python
• Experience with Snowflake platform
• Experience with Power BI

How We'Ll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

 

Who We Are:

 

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

 

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

 

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $85000 - $150000 USDAn individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.  Incentive Compensation: This position is eligible to participate in our annual incentive plan.